After all the players have made their bets, it is time for the cards to be dealt.
Whoever at the table is actually dealing the cards from the shoe will do so in the
following order:After all the players have made their bets, it is time for the cards to be dealt.
Whoever at the table is actually dealing the cards from the shoe will do so in the
following order:
* The first card dealt will be Player card #1 * The second card dealt will be Banker card #1 * The third card dealt will be Players card #2 * The fourth card dealt will be Banker card #2
When this process is complete, the Caller will take the two player cards and pass hem over to the player who made the highest bet ON the Player. This is more or less a ceremonial thing, because there are no actual "decisions: that are made on the part of any player. Nevertheless, the player has the option of taking a look at the cards, and then those cards are returned to the Caller. They are then turned over on the spot on the layout that is marked "Players." After that, the Banker's cards are turned over on the spot that is marked "Bankers."
A winner can be determined right there, depending on what cards have been dealt, or a card may have to be drawn to one or both hands. Ties will pay 8-1. Bets on the Player and Banker both pay off at even money, and the distinction between the two is that you must pay a 5% commission to the house when you win a bet on the Banker. You don't necessarily pay it at that moment; since these commissions come in small amounts, the dealer will keep track of it with some markers in a rack he has in front of him. At the end of the shoe it is paid.
At this point, let's talk about the values of those cards and hands.
No matter which side you are betting on, the objective in baccarat, as has been discussed, is to have a hand that is closest to nine. The cards from two (2) through nine (9) carry their face value, while the Ace is counted as one (1). When the total of the two-card hand is over nine, it is valued by its second digit only. For example, a twelve (12) would actually be a two (2) in baccarat.
Any two-card nine (9) is considered a "natural" much like a two-card 21 in blackjack. That ends the game right then and there. A two-card eight (8) is also a natural pat hand, with the same result, and of course a nine beats an eight. Both Player and Banker must stand on a two-card seven (7). The Player's hand must stand on six (6).
Now we get to the fun, confusing part, but try to stay with us.
The Player hand, as mentioned, stands on 6, 7, 8 or 9, and must draw on 0, 1, 2, 3, 4 or 5. When the Player has a 6 or 7, the Banker draws if the first two cards total zero (0) through five (5), and stand on hands that total six (6) through nine (9).
The Banker draws after the Player's hand is complete. When the Banker has 0, 1 or 2, a card is always drawn. With a three (3), the Banker draws when the Player's THIRD card is anything but an eight (8). With a four (4), the Banker draws a card when the Player's third card is a 2 through 7. With a five (5), the Banker draws when the Player's third card is 4 through 7, and with a six (6), the Banker will draw a card when the Player's third card is a 6 or a 7.
Always keep in mind that only one card can ever be drawn to a baccarat hand.
This may sound too complicated to bother remembering, and the very good news is that memorizing all those drawing rules is not completely necessary, as you have no decisions to make in the game. So you can just sit back and wait for the result to happen!